Programs

Providing turn key Processing Program Options to unlock your businesses full potential

PROGRAMS

Being a Merchant Services Brokerage Group allows us to choose from several different programs and platforms across the entire industry. We'll give you some choices and let you choose the right program for your business. You will then be able to leverage your program with the best Technology available. It’s the best of both worlds! We will then put everything together for you and set you up with a Turn Key Payment Solution. Below are the most common Program Options:

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CASH DISCOUNT PROGRAMS:

Average Monthly Savings

90%
On June 29, 2011, the Federal Reserve ruled on the Durbin Amendment, in the Dodd-Frank Wall Street Reform and Consumer Act, allowing businesses to legally offer a discount for cash or check paying customers. This Program is available in all 50 states.
With Cash Discount programs, a small fee is added to each transaction to cover the processing costs. You pay only one small monthly fee for the service. These programs are ideal for businesses that just don't want to pay for credit card processing. Businesses only pay a set monthly fee in lieu of traditional processing fees. This is one of the fastest growing programs because it allows businesses to lower their processing fee and use the savings to grow their business. This program has a 97% success rate with our clients.

Average Monthly Savings

30%
Interchange Optimization is ideal for businesses that have Business to Business (B2B) or Business to Government (B2G) payments. Our sophisticated technology gathers Level II and Level III data for you, avoiding industry downgrades and saving you more. Once approved for this program a business simply processes credit cards as they would normally do. Then, the network automatically initiates the optimization for lower interchange rates.

Average Monthly Savings

20%
Tiered and Interchange pricing structures are the two most traditional ways to be set up. Tiered pricing is a fee structure that breaks down the fees into 3 different tiers (qualified, mid-qualified, & non-qualified). This is a straight forward fee structure that is easy for businesses to understand.
Interchange plus is a fee structure that breaks down the interchange fees, network fees, and the processor fees. This fee structure is generally more cost effective than tiered, but more complicated to understand for businesses.